We can offer a range of competitive and flexible finance options for both new and used vehicles purchases - deciding how to finance your vehicle is an important decision and the brief video below will walk you through how Hire Purchase (HP) and Personal Contract Plan (PCP) works.
There are usually manufacturer-backed offers from both Vauxhall and Leapmotor available on their new vehicles. This can often include deposit contributions, 0% APR offers and Personal Contract Hire (PCH) options. These are updated quarterly.
Also available are offers when financing vehicles from Stellantis’ used vehicle network, SPOTiCAR. When purchasing a car directly from SPOTiCAR through Staddlestones, there are quarterly offers that often include deposit contributions, lower APR, or wallbox offers for battery electric vehicles (BEV).
In brief, Hire Purchase (HP) is one of the most popular ways of financing a vehicle. This is where you pay an initial deposit followed by monthly payments and when all the payments are made, the vehicle is yours. Another popular way to finance your vehicle is on a Personal Contract Plan (PCP) - meaning smaller monthly payments, with a higher one off final payment. Other options include Personal Contract Hire (PCH), which is often cheaper per month but doesn’t give option of ownership, and Business Contract Hire (BCH), which is only available to companies.
Our Sales Advisors are fully accredited with the latest brand finance training, as well as training provided by the FCA. For any finance queries on the best way to fund a vehicle, please contact either Josh Chambers or Mike Stoppard on 01983 872121.
Bembridge Garage Ltd is authorised by the FCA with limited permission to conduct certain credit related activity. We are a credit broker and can introduce you to a limited number of lenders who provide funding. We may receive commission for introducing you to such lenders.
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